First Home Buyer

Buying your first home is the most exciting and possibly the most terrifying experience all rolled into one. iFinance solutions are here to ease any nerves you may have and keep this as the most exciting time, making it as easy as possible for you. We will hold your hand through this process, offering you the support you need to purchase your own home.

We will assess your financial situation, so you are comfortable with what your monthly repayments are, what loan options are available to you as well as what grants you are eligible for.

We provide pre-approval, so you are prepared before you even start looking and are confident when putting in offers and bidding on your new home.

New Home Loan

You may be upsizing, downsizing, relocating, whatever your reason for buying another home we are here to make the process as simple as possible for you. I’m sure you recall from last time how much hard work it can take and how quickly property values, interest rates and lender policies can change.

How are you going to tackle this? Sell first or after I buy the new home? Do I keep my house and convert it to an investment? Do I need bridging…what is bridging you may be asking? Lots of questions and options.

This is where iFinance Solutions assist by making this process as seamless as possible by fully understanding your plans and financial position. We then research all the options that are available to you to make a well-informed decision.

Investment Home Loan

To be a successful investor in the property market you need market research, long term planning and appropriate finance. That’s where iFinance Solutions can assist.

You may be aware that equity within your property is a good thing, but did you know many banks let you use the equity in your own home to secure the entire cost of purchasing your investment property? This means you may not require a cash deposit.

iFinance Solutions assess your financial situation, value your home to calculate available equity and can recommend what you should be looking for in an investment. Your loan choice can make a big impact on your cashflow. Decisions such as interest only or principal and interest repayments or a positively vs negatively geared investment can affect this. All things that will be discussed in depth when assessing your financial situation so you can make informed choices.

We work closely with your accountant and or financial planner with your permission to make sure your loan is set up correctly to ensure your best interest in regards to tax reductions and future potential capital gains.

Refine Existing Home Loan

Refinancing means moving your current home loan from one lender to another. People refinance when they feel that switching to another home loan will be beneficial to their financial situation.

iFinance Solutions complete yearly reviews of your current loan to ensure that your home loan is aligned to your financial goals. As your personal situation changes, so may your home loan needs.

Some of the reasons people choose to refinance are to:

Other Finance

We can assist with all types of finance: